OpenAI launches ChatGPT Wallet, letting AI agents pay for purchases
OpenAI said on Friday it has launched ChatGPT Wallet, which lets AI agents pay for purchases without accessing users’ card details, with a security check required for every transaction.
The wallet has been built in partnership with American Express, Mastercard and Visa, OpenAI said.
It will initially be available in the US to ChatGPT Pro subscribers aged 18 and older with eligible US-issued cards. It can be accessed through “dots”, the company’s always-on AI agents.
Users can review items, the total and the selected card before each purchase, then approve it with a security check such as Face ID or a fingerprint scan.
The payment network will provide a payment token in place of the actual card details, so neither the business nor the agent can see them, the company said.
OpenAI expects users to eventually delegate purchases to agents within certain set parameters, such as spending limits, categories or time periods.